KLIC Products

Life Insurance

Life insurance protects your family's future. If something happens to you, life insurance

benefits can help pay the mortgage, run the household, and ensure that your family isn't

burdened with debt. They will have money to help pay outstanding bills or taxes.

Kilpatrick Life Insurance offers a variety of life insurance plans, so you can find one

that fits your family best.

Permanent Life Insurance provides lifelong coverage. Kilpatrick Life offers plans

with benefits paid up in 5, 10 or 20 years.

Term Life Insurance protects your family for a specified period of time. You can

select a plan with a level premium, or one that adjusts with your family's changing

budget.

Comprehensive Asset Protection Plans provide payment of benefits when the

policyholder suffers from a covered disease or illness.

Graded Whole Life Insurance will help you provide for your family if you have a

history of medical problems.

Annuities allow you to invest money for income during your lifetime or for payment to your family after your death.

Insurance for Emergencies

Unexpected emergencies can put a strain on family finances. That's why Kilpatrick offers a variety of policies to help families through these situations.

Hospital Indemnity Policy will pay a daily benefit for each 24 hours of hospitalization from a covered event.

Accident Policies provide payment for an accidental death, dismemberment, or loss of eyesight. A death resulting from a common carrier or school bus accident provides an additional benefit.

Ambulance Service Policies will reimburse you for the charges of a licensed ambulance service company from $100 to $1,000 depending on how much coverage you choose.

Insurance Funding For Funeral Service Plans

When you purchase an insurance policy to fund your funeral service, you will receive a personal identification card. This card acknowledges that arrangements have been made with the participating funeral home of your choice. The funeral home will accept collect calls 24 hours a day and assist in arranging for transportation of the deceased to the funeral home from any place in the United States. Your funeral plan may include any or all of the following services:

· Transfer of deceased to the funeral home within a distance specified in the contract

· Notification of pallbearers, minister and organizations

· Limousine for family (where available)

· Casket

· Preparation for interment

· Boutonnières for pallbearers

· Funeral coach

· Conducting Services

· Use of flower car

· Crucifix

· Use of private visiting rooms

· Floral acknowledgment cards

· Pall bearer's cards

· Funeral attendants

· Clergy cards

· Food register book

· Receiving and arranging flowers

· Calling police escorts if desired

· Complete memorial record book

· Securing legal permits

· Filing of certificate

· Organist

Kilpatrick's State National Fire

Each year approximately 350,000 homes are damaged by fire. You could also lose your possessions by other perils such as lightning, windstorms, hail, smoke, explosions, vehicle, aircraft, riot, or civil commotion.

Look around your home...if some or all of what you see is destroyed, how would you replace it and still maintain the same quality of life for your family? With your paycheck? Or going into debt?

If your family is protected by a Kilpatrick's State National Fire policy we can help you put your household back together. Choose our Emergency Living Expense Rider. We can extend protection to your Fur, Firearms, and Jewelry.