Our Services

Kilpatrick offers comprehensive financial strategies designed to help individuals and business owners plan for their financial futures.

In addition to the core menu of insurance products offered by Kilpatrick, we have partnered with industry experts who specialize in:

Wealth Transfer Planning - Strategies developed to efficiently transfer wealth from one generation to the next with the consideration of: wills, trusts, estate tax funding, gifting limitations and charitable bequests.

Business Succession Planning - Strategies designed & implemented to successfully transfer business interests to family members, employees or 3rd parties at retirement, disability or death.

Supplemental Retirement Plans - Custom designed retirement accumulation vehicles for individuals or business owners which can allow business owners to choose participant benefit levels and tie contributions to performance while coordinating these tax deferred accumulation vehicles with their company 401(k) plan, IRA contributions & other retirement assets.

As a commitment to providing the highest quality service, Kilpatrick Financial also offers complimentary reviews of existing financial assets and insurance policies to assess whether financial objectives of clients can be met.    

                                   

                        What has changed that could affect YOU?

  • Mortality Rates - have changed and insurance companies have implemented pricing and underwriting standards to reflect these improvements which can potentially lower premiums.
  • New Product Offerings - The insurance industry now offers new guaranteed products that may offer lower premiums.
  • Performance - Insurance, dividend and interest crediting rates have lowered in the last 6 years and policies 5 years or older may not have performed as projected.
  • Insurance Company Ratings - The strength and stability of the issuing life insurance company should be carefully considered. Kilpatrick works with 25 of the nation's leading insurance carriers to provide the best products to suit the individual needs of each client.
  • Medical Research - and new medications allow the insurance industry to adjust premiums based on longer life expectancy.

Once goals have been established, Kilpatrick will utilize the appropriate funding vehicles & products to help you customize an individualized strategy designed to help you meet your financial needs.